River Point Group, LLC

Experienced & Focused, Serving the banking industry in unique times

Risk Review

Traditionally, loan review has focused on documentation, policy and technical exceptions. We take a more “risk based” view. While we don't discount the value of knowing if you have proper documentation, policy or technical exceptions, the bottom line is: what is my risk? What is my risk of not being repaid as agreed? What is my risk of loss after a realistic valuation of our collateral?

The goal is ultimately leading to the most critical questions: do I have enough reserves to weather the losses I may have in my portfolio? Is my capital adequate? While painful, these are questions you must have the answer to before your regulators provide the answer.

We will help you properly document your files to support your actions and your analysis. We can complement your traditional loan review by providing for you a real world risk based analysis.